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Virtual Currencies

by Lawrance L. Evans, Jr.

📖 The Scoop

Virtual currencies -- digital representations of value that are not government-issued -- have grown in popularity in recent years. Some virtual currencies can be used to buy real goods and services and exchanged for dollars or other currencies. One example is bitcoin, which was developed in 2009. Bitcoin and similar virtual currency systems operate over the Internet and use computer protocols and encryption to conduct and verify transactions. While these virtual currency systems offer some benefits, they also pose risks. For example, they have been associated with illicit activity and security breaches, raising possible regulatory, law enforcement, and consumer protection issues. This report examined federal policy and interagency collaboration issues concerning virtual currencies. It discusses (1) federal financial regulatory and law enforcement agency responsibilities related to the use of virtual currencies and associated challenges; and (2) actions and collaborative efforts the agencies have undertaken regarding virtual currencies. Table and figures. This is a print on demand report.

Genre: Business & Economics / Economics / General (fancy, right?)

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